At Heartland Financial USA, INC., we’re your career destination!
Heartland Financial USA, Inc. (Heartland) is seeking a Consumer Credit Manager to join our growing team in Dubuque, IA. The Consumer Credit Manager is responsible for all facets of the Heartland Consumer Credit Center including direct management of underwriters and analysts. The role oversees the consumer lending platform utilized by Retail staff, Loan Operations staff and Credit Administration to initiate, underwrite, and board consumer loans.
10+ years’ experience in credit analysis in a Consumer Lending or debt collection and recovery environment
3 to 5 year’s experiencing managing a team toward high performance and engagement
Leads the Consumer Credit Center in delivering timely and accurate credit decisions on consumer loan applications across the network of member banks.
Ensures the Consumer Lending platform is effectively designed and utilized to streamline the lending process and aid decision-making.
Designs management reports concerning origination volume, portfolio risk, credit quality trends, and file exceptions; analyzes the results to inform strategy and process recommendations.
Ensures auto-decisioning underwriting models are up-to-date and compliant with current regulations; maintains testing protocols, timelines, and conducts qualitative analyses.
Serves as a subject matter expert on consumer lending and point of contact for the Internal Loan Review, Compliance, and Audit departments.
At Heartland Financial USA, Inc., we are one of the top 100 bank holding companies nationwide, Heartland delivers high-quality financial products and service to clients in the Midwestern, Southwestern and Western United States. This means great resources and career opportunities for our staff! We can provide you the training and support to develop a great career at Heartland Financial USA, Inc. If you long to join a successful team while expanding your professional skills and experience, then explore a career with us today!
We’re committed to being an Employer of Choice providing a positive, professional work culture that takes care of the welfare of our team members. We believe in:
Talent Development – We provide resources to support internal career growth
Recognition and Reward – We provide competitive compensation and rewards programs
Corporate Citizenship – We’re committed to making a difference in our communities
Balance – We believe in balance between work, leisure, and wellness
Empowerment – We help people grow professionally through empowerment to make decisions and take responsibility for them
We offer competitive compensation and benefits, including:
Paid time off including vacation and sick days, community volunteering, parental leave, and Holidays.
Tuition Benefit plan
401k Retirement plan with company match & Discretionary Profit Sharing plan
Subsidized Medical and Dental insurance
Free Life and Disability insurance coverage
Flexible Spending Accounts
Voluntary Vision, Critical Illness, Hospital Indemnity, and Accident plans
Employee Assistance program for staff and family members
Founded in 1981, Heartland Financial USA, Inc. is a multi-billion multibank holding company offering uniquely different banking solutions for business and personal clients. Heartland's independent community banks are chartered in the states of Iowa, Illinois, Wisconsin, New Mexico, Arizona, Montana, Colorado, Minnesota, Kansas and California, with a total of 109 banking locations serving 87 communities and loan production offices in California, Nevada and Idaho.