POSITION SUMMARY: Prepare and analyze financial statement spread and loan presentations. Evaluate the financial condition of individuals and businesses applying for credit with the financial institution.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
Prepare and analyze financial spreads using the bank’s software in a timely and accurate manner.
Develop material for and assist with or make loan presentations to Loan Committee when requested. Serve as a non-voting participant of the Loan Committee.
Assist Ag/Commercial Lenders in monitoring credit portfolios.
Monitor both purchased and sold participations for interim and other documentation that is required per loan agreements and participation agreements.
Assist the loan department and bank in achieving its goals for profit, growth, and loan quality.
Assist other Credit Department personnel as requested.
Participate in community activities to increase the bank’s visibility and to enhance new business opportunities. Participate in bank-sponsored events as outlined in financial institution’s “Community Events Program”.
Perform other duties as assigned
6 month’s credit analyst experience.
About First Security Bank and Trust
500 MM+ bank with 13 locations in North Iowa. Locally owned and managed.